105 ORCHARD DRIVE, Thornbury
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- Listed Since: November 8th 2018
Pride of ownership is evident in this Orchard Drive Raised Bungalow. Landscaped yards, concrete drive and walk ways, raised deck. Recently replaced basement windows, patio door. A/C new in 2017, Gas Furnace 2009, Shingles 2015. Located close to arena, ect. Ready to be redecorated to suit your taste or move in ready! (id:23309)
- Address: 105 ORCHARD DRIVE
- Location: THORNBURY
- Ownership: FREEHOLD
- MLS: 163677
|Kitchen/Dining room||Ground level||10' 4'' x 21' 7''|
|4pc Bathroom||Ground level|
|Bedroom||Ground level||12' 10'' x 12' 0''|
|Bedroom||Ground level||10' 0'' x 12' 4''|
|Bedroom||Ground level||9' 4'' x 9' 4''|
|Living room||Ground level||12' 10'' x 15' 4''|
|Recreation room||Lower level||22' 10'' x 22' 0''|
|Bedroom||Lower level||16' 10'' x 11' 4''|
|Laundry room||Lower level||14' 2'' x 11' 8''|
|2pc Bathroom||Lower level|
Monthly Mortgage Payments
Thinking about buying 105 ORCHARD DRIVE -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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