20 ALICE STREET E Thornbury
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- Listed Since: September 13th 2019
This 3,500 sq.ft. plus 2 1/2 story grand solid brick century house sits on just over half an acre property in the heart of Thornbury is a rare opportunity. The house is very well maintained and has managed to retain its heritage style and beauty. Enjoy sitting on the covered front wrap around porch or the large second floor deck. Original wood trim and pocket doors. Four car attached garage with inside entry to both the main floor and basement. A very large back yard that could easily accommodate a pool, beautiful gardens or a patio/deck. Easy walking distance to the Thornbury village shops, restaurants and cafes as well as to the harbour, beach area and Georgian Trail. The house has been operated as a business for many years and will require some modifications to enjoy as a single family residence. The property is zoned to allow for a home business, accessory apartment, etc. Also listed under MLS® #221217 (id:23309)
- Address: 20 ALICE STREET E
- Location: THORNBURY
- Ownership: FREEHOLD
- MLS: 221216
|Living room||Ground level||18' 11'' x 13' 1''|
|Dining room||Ground level||14' 5'' x 16' 2''|
|Mud room||Ground level||13' 4'' x 11' 5''|
|Office||Ground level||13' 3'' x 9'|
|2pc Bathroom||Ground level|
|Storage||Lower level||13' 9'' x 18' 3''|
|Storage||Lower level||12' 9'' x 19' 11''|
|Storage||Lower level||18' 7'' x 8' 2''|
|4pc Bathroom||Second level|
|Family room||Second level||14' 4'' x 13' 2''|
|Family room||Second level||16' 3'' x 13' 7''|
|Kitchen||Second level||14' 5'' x 13' 1''|
|Bedroom||Second level||16' 3'' x 11' 5''|
|Sunroom||Second level||13' x 11' 4''|
|Bedroom||Third level||17' 4'' x 11' 2''|
|Bedroom||Third level||14' 3'' x 11' 3''|
|4pc Bathroom||Third level|
|Bedroom||Third level||19' 4'' x 20' 2''|
Monthly Mortgage Payments
Thinking about buying 20 ALICE STREET E -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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