54 BRUCE STREET S Thornbury
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- Listed Since: February 12th 2020
This stately home was built circa 1870 was in its original condition until being renovated top to bottom as well as an addition added in 2008. The attention to detail is evident in every room in the house. Original pocket doors, mouldings, high ceilings and stained glass remain in place leaving the home with an old-world feeling. While this is a century home, it has all the modern conveniences you might expect. The kitchen is well appointed with an ebony slate island and backsplash. The breakfast area and family room with wood burning fireplace has a wide open view of the expansive backyard, garage/shed, 2 level coach house and gardens. The six-bedroom home is bright, spacious and a wonderful space to entertain family and friends. Featured in Our Homes magazine. The local trails, harbour, shops & restaurants are located within Easy walking distance and it is only a Short drive to the ski and several golf clubs. (id:23309)
- Address: 54 BRUCE STREET S
- Location: THORNBURY
- Ownership: FREEHOLD
- MLS: 243413
|Kitchen||Ground level||18' 9'' x 12' 3''|
|Dining room||Ground level||15' 3'' x 13' 8''|
|Living room||Ground level||18' x 14' 1''|
|2pc Bathroom||Ground level|
|Family room||Ground level||20' x 15' 2''|
|Mud room||Ground level||15' 1'' x 13' 7''|
|Breakfast||Ground level||11' 11'' x 10' 4''|
|Office||Ground level||9' 2'' x 7' 10''|
|Recreation room||Lower level||27' 6'' x 14' 3''|
|4pc Bathroom||Second level||11' 1'' x 9' 11''|
|Bedroom||Second level||13' 11'' x 10' 1''|
|Bedroom||Second level||10' 4'' x 10' 1''|
|Bedroom||Second level||11' 4'' x 11' 1''|
|4pc Bathroom||Second level||13' 6'' x 10' 3''|
|Bedroom||Second level||14' 9'' x 9' 3''|
|Master bedroom||Second level||17' x 10' 7''|
|Bedroom||Second level||17' x 9' 3''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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