60 NAPIER Street West Thornbury Ontario
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This charming red brick home in the heart of Thornbury is a must see! From the private, 200 ft deep lot with mature trees & gardens to the open concept living & wonderful curb appeal, this home has it all. Situated in a quiet neighbourhood just minutes away from dining, art gallery, cheese shop, world class butcher & farmers market! The beautifully landscaped backyard allows plenty of room to spread out & a lovely deck for dining & lounging. The 16x16 shed provides room for gardening & lawn care, paddleboards etc. Inside, the kitchen/living/dining is bright & spacious, with walkouts to the deck. In the kitchen youll love the Miele induction cooktop, double oven & a large pantry. The huge rec room (converted garage) is great for kids, along with a den (possible fourth bedroom), plus a powder room & an office. Upstairs, 3 bdrms include a master with en suite & large walk-in closet; laundry is on this level. Enjoy the sea & ski lifestyle in Georgian Bay & trails in the Beaver Valley.
Thornbury -- Seller’s Real Estate Market
Monthly Mortgage Payments at 2.34
Thinking about buying this home in Thornbury -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.