12 HIGHLAND DRIVE, Utopia
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- Listed Since: July 3rd 2019
Master crafted bungalow in Utopia situated on a quiet street surrounded by forestry. This private oasis is a great transitional home from the city with floor plans Ideal for a growing family. Well appointed with Skylights, renovated kitchen with island and doors to large entertaining deck, hardwood floors & stone fireplace. Work from home in your own private office located above the garage. Lower level boasts large cozy recreation room with wood stove, above grade windows, french doors & 3pc bathroom. (id:23309)
- Address: 12 HIGHLAND DRIVE
- Location: UTOPIA
- Ownership: FREEHOLD
- MLS: 206632
|Master bedroom||Ground level||16' '' x 11' 1''|
|Living room||Ground level||19' '' x 19' 4''|
|Foyer||Ground level||10' 4'' x 10' ''|
|Family room||Ground level||12' 11'' x 17' 9''|
|Dining room||Ground level||13' 4'' x 9' 3''|
|3pc Bathroom||Ground level|
|5pc Bathroom||Ground level|
|Bedroom||Ground level||11' '' x 11' ''|
|Bedroom||Ground level||15' '' x 9' 1''|
|3pc Bathroom||In between|
|Bedroom||Lower level||24' '' x 13' ''|
|Bedroom||Lower level||18' '' x 13' ''|
|Recreation room||Lower level||31' '' x 14' ''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
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- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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