5907 OLD MILL Road, Utopia
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- Listed Since: November 9th 2018
BREATHTAKING TWO HOMES IN ONE ON STUNNING PRIVATE LOT. MOVE IN READY AND BACKS ONTO GREENSPACE. LARGE DECK AND PATIO WITH PLENTY OF ROOM FOR ENTERTAINING. MASSIVE EAT IN KITCHEN, BRIGHT SUNROOM, SPACIOUS MASTER AND FULL BATH. SECOND EAT IN KITCHEN PERFECT SEPARATE LIVING SPACE FOR THE IN LAWS. BEAUTIFUL BUILT IN SAUNA AND UV WATER FILTER SYSTEM. INCREDIBLE BASEMENT FEATURES MASSIVE FAMILY ROOM WITH FIREPLACE, 2 MORE GOOD SIZED BEDROOMS, WALK OUT TO PATIO AND BEAUTIFULLY LANDSCAPED YARD. DETACHED DOUBLE GARAGE/WORKSHOP. PERFECT FOR ANY SIZE FAMILY AND A MUST SEE HOME! (id:23309)
- Address: 5907 OLD MILL ROAD
- Location: UTOPIA
- Ownership: FREEHOLD
- MLS: 30693203
|Bedroom||Basement||11' 4'' x 9' 4''|
|Bedroom||Basement||15' 7'' x 10' 2''|
|Family room||Basement||20' 2'' x 14' 5''|
|Master bedroom||Ground level||18' 0'' x 10' 11''|
|Eat in kitchen||Ground level||16' 7'' x 13' 11''|
|3pc Bathroom||Ground level|
|Bedroom||Ground level||11' 5'' x 8' 5''|
|Living room||Ground level||12' 7'' x 10' 7''|
|Eat in kitchen||Ground level||11' 6'' x 7' 8''|
|4pc Bathroom||Ground level|
|Sunroom||Ground level||7' 8'' x 7' 7''|
|Living room||Ground level||19' 9'' x 14' 2''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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