537 OLEARY Lane, Victoria Harbour
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Lovely and bright 2 bedroom home on a quiet street in Victoria Harbour. Generous oversize sun deck with great views of Georgian Bay. Amazing sunsets with only steps to the water, along the deeded access. The vaulted ceiling creates lots of space throughout the living room, kitchen, and bedroom. The French door off the bedroom provides you with your own private deck overlooking your fenced backyard, with 2 additional sheds. Main floor laundry room, gas heat, full town services. Enjoy all the beauty of the waterfront, without paying the price for a waterfront home, all within only minutes from the 400 Hwy.
- Address: 537 OLEARY LANE
- Nearest Town or City: Victoria Harbour
- Ownership Type: Freehold
|Living room||Main level||9'5 X 16|
|Laundry room||Main level||7'4 X 9'10|
|Kitchen||Main level||7'10 X 10'|
|Dining room||Main level||10 X 10|
|Bedroom||Main level||9'6 X 12'4|
|Bath (# pieces 1-6)||Main level||4PC|
|Master bedroom||Main level||9'6 X 12'6|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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