Wasaga Beach Real Estate Market Guide
Get up-to-date information on the current real estate market in Wasaga Beach with our comprehensive market guide. Whether you are searching for the latest trends, data, mortgage rates, upcoming open houses, or insights into the best neighbourhoods, our guide will provide you with a complete overview of real estate prices and inventory. Additionally, we can connect you with the top real estate agents in the area. At MoveMeTo.com, we aim to assist you in making a successful real estate purchase in Wasaga Beach, Ontario.
July 2025 Mortgage Report
Review this month's current mortgage rates and how they compare versus 6 months for fixed and variable rates with our quick reference Mortgage Rate Report.
Latest mortgage rates
| Rates | Jul 2025 | Jan 2025 (6 months) |
|---|---|---|
| 3 Year Fixed | 4.34% | 4.44% |
| 3 Year Variable | 4.50% | 4.75% |
| 5 Year Fixed | 4.09% | 4.24% |
| 5 Year Variable | 4.15% | 4.30% |
A mortgage is often a necessary part of buying a home, but it can be challenging to understand what you can afford. This calculator can help you estimate mortgage payment options based on the purchase price. To help you get started, we entered the average price of homes listed on the Wasaga Beach real estate market.
| Purchase Price | $797,659 |
| The purchase price dictates how much to borrow. Enter the price of the home you are interested in buying to determine your estimate monthly payments. | |
| Down Payment | $39,883 (at 5% down) |
| The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance. | |
| Mortgage Insurance | $27,280 |
| Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount. | |
| Mortgage Amount | $785,056 |
| The price of your new home, less the down payment, plus mortgage insurance, if applicable. | |
| Mortgage Rate | 4.34% |
| The rate of interest you will pay on the outstanding balance of your mortgage. | |
| Mortgage Type | 3 Year Fixed |
| The mortgage type includes the term of the mortgage, between 1 and 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals. | |
| $4,127 (monthly) | |
| $1,903 (biweekly) | |
| $2,063 (accelerated) | |
Found a house on MoveMeTo.com that you like? Use our mortgage calculator to determine a mortgage payment option and affordability with the latest mortgage rates to determine the right type of mortgage for you.
We want to help you with moving to Wasaga Beach Ontario. Contact our preferred mortgage experts to work with an agent on a personalized mortgage solution with a guaranteed low Mortgage Rate from the get-go with nesto!
Talk to a Mortgage Expert NowWasaga Beach Open Houses
As a potential buyer, an open house opens the door to help you make an informed decision about a property before making an offer. Check below for properties with open houses currently listed on the MLS® market in Wasaga Beach.
- 93 SANDY COAST CRESCENT Sunday, July 20th at 1:00 PM to 3:00 PM
- 10 LITTLE RIVER CROSSING Sunday, July 20th at 1:00 PM to 3:00 PM
- 25 AYLING REID COURT Sunday, July 20th at 2:00 PM to 3:30 PM
- 1719 SHORE LANE Saturday, July 19th at 1:00 PM to 3:00 PM
- 646 OXBOW PARK DRIVE Sunday, July 20th at 1:30 PM to 4:00 PM
- 15 HARBOUR CRESCENT Saturday, July 19th at 1:00 PM to 3:00 PM
For further benefits of visiting an Open house if you are a buyer or hosting an open house if you are a seller. Check out our questions & answers for buyers and sellers.
Open House Questions and Answers
What are the benefits of visiting an Open House as a home buyer?
They allow you to preview properties in person before putting in an offer. They will enable you to gain neighbourhood insights by talking with nearby neighbours. They allow you to ask the listing agent about the current market trends for that neighbourhood and find out details such as upgrade options and needed renovations. They also allow you to feel less anxious and overwhelmed when you put in an offer.
What are the benefits of having an Open House as a home seller?
They allow you to increase the visibility of your home and shorten its time on the market. They allow you to attract additional buyers who may be early in the home-buying process. They allow you to set your house apart from the other listings within the same price range. They also allow you to make it easier on buyers unsure if your home or neighbourhood fits their needs.
For more information on buying and selling real estate in Ontario. Check out our Buyer and Seller Guides.
Start your Wasaga Beach Home Search the right way with these Four Search Options
At MoveMeTo.com you can personalize your search results to fit you. Narrow down quickly and efficiently the properties that you are interested in by using one of these search options.
Search Homes Near Me
Are you in the Wasaga Beach area right now? Click on the map to browse available properties in Wasaga Beach near your current GPS location. Personalize your distance between 2KM and 20KM to allow you to narrow in on what is available right now near you. Search Near Me Now.
Search Types of Properties in Wasaga Beach
Have a specific type of property in mind? Check out listings within Wasaga Beach by property type. Find condos, single-family homes, farms, waterfront properties and more with our Property Type Search.
Search Latest Properties on the Market
Discover homes and condos as they get added to the real estate market by exploring MLS® listings published within the last fourteen or thirty days. Don't miss out on grabbing the best properties in Wasaga Beach.
Search Nearby Communities
Are you exploring your options on where to buy and not set on an exact community or neighbourhood? To expand your search for properties, check out one of these nearby communities.
Helping you find the Best Real Estate Agent to work with in Wasaga Beach Ontario
Buying and selling real estate can be a long and sometimes stressful process. However, with the best REALTOR® on hand to help, you can ensure the process is much simpler to navigate. So let us help you find the best qualified REALTOR® with expert knowledge of Wasaga Beach, Ontario, to guide you through the real estate market to make buying and selling easier.