22 BLUE JAY Place Wasaga Beach Ontario
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Welcome to this FULL BRICK 1-1/2 storey Waterford model - on the largest PREMIUM lot in DESIRABLE Pine Valley Estates - This 5-BDRM home has over 3000sqft finished space - Gracious Foyer w/Soaring ceilings - beautiful hardwood & ceramics floors throughout - O/Concept LIV/DIN area w/Gas F/P & Cathedral Ceilings - Large UPGRADED Full Eat in Kitchen w/Maple Cabinetry complemented w/Corian countertops - Main Floor Master w/full ensuite (sep shower/soaker tub) Lovely oak stairscases w/wrought iron decorative spindles - 2nd floor LOFT & COMPUTER NOOK, 3rd BDRM & 4-PC BATH - Main floor laundry w/garage access - Fully finished BSMT consists of large REC room area w/Gas Fireplace - 2-BDRMS & Full 3-PC BATH - Loads of storage space - Inground Sprinklers - Deck - Central A/C & C/V - RARE FIND THESE DAYS..... Wont LAST Call to book your viewing.
Wasaga Beach -- Seller’s Real Estate Market
Monthly Mortgage Payments at 2.34
Thinking about buying this home in Wasaga Beach -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.