12 STONEFIELD Drive, West Montrose
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- Listed Since: August 10th 2018
**OPEN HOUSE Sunday August 12, 2:00 4:00 pm. ** WEST MONTROSE! Inviting covered front porch welcomes you to this charming Cape Cod style home on 1/2 acre lot. This 2,400 sq.ft., 3+1 bedroom home offers 3,600 sq.ft. of finished living space. Main level features office, formal dining room, open concept kitchen to family room, centre island kitchen with native cherry cabinets. Master bedroom with ensuite, fireplace and sliding doors to balcony. Professionally finished basement (17) features rec/games room with linear gas fireplace, 4th bedroom, bathroom and laundry. Updates include: roof shingles (18), main floor and upper level windows (15), newer furnace. Oversized double garage with stairway access to basement offers enough space for vehicles and toys. too! Why not move into the historic covered bridge community in Mennonite Country. Just minutes to KW and Elmira. (id:23309)
- Address: 12 STONEFIELD DRIVE
- Location: WEST MONTROSE
- Ownership: FREEHOLD
- MLS: 30678431
|Bedroom||Basement||11' 10'' x 11' 5''|
|Laundry room||Basement||10' 11'' x 7' 5''|
|4pc Bathroom||Basement||10' 11'' x 6' 10''|
|Utility room||Basement||16' 8'' x 9' 7''|
|Games room||Basement||19' 8'' x 13' 4''|
|Recreation room||Basement||20' 0'' x 13' 4''|
|Living room||Ground level||15' 8'' x 12' 1''|
|2pc Bathroom||Ground level||5' 3'' x 4' 8''|
|Family room||Ground level||19' 5'' x 13' 9''|
|Dinette||Ground level||14' 7'' x 12' 0''|
|Kitchen||Ground level||13' 7'' x 10' 7''|
|Dining room||Ground level||14' 10'' x 12' 0''|
|Master bedroom||Second level||20' 11'' x 11' 9''|
|Bedroom||Second level||21' 1'' x 12' 5''|
|Bedroom||Second level||17' 2'' x 12' 4''|
|5pc Ensuite bath||Second level||11' 4'' x 9' 11''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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