120 ELM STREET Wiarton
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- Listed Since: January 14th 2020
Welcome to 120 Elm Street, a beautiful century home on a quiet side street in Wiarton. 4 bedrooms, 2 bathrooms, large kitchen and breakfast nook with patio doors out to the deck. Combined living and dining area great for entertaining. You will love the character of this old home and the beautiful, well maintained yard and gardens. Large yard makes this home private and offers loads of the space for the kids to play. Oversized attached 1 car garage with access to the basement for storage. Great area of Wiarton within walking distance to the downtown shops, restaurants, park and more. This home has so much potential to be a lovely family home or could be a successful B&B with your finishing touches! (id:23309)
- Address: 120 ELM STREET
- Location: WIARTON
- Ownership: FREEHOLD
- MLS: 240153
|Breakfast||Ground level||9' 8'' x 8' 1''|
|Dining room||Ground level||16' 10'' x 10' 7''|
|2pc Bathroom||Ground level||4' 3'' x 11'|
|Living room||Ground level||10' 11'' x 13'|
|Kitchen||Ground level||18' 1'' x 13' 7''|
|Master bedroom||Second level||12' 11'' x 11' 4''|
|Bedroom||Second level||10' 9'' x 8' 1''|
|Bedroom||Second level||7' x 11' 2''|
|Bedroom||Second level||8' 5'' x 14' 8''|
|3pc Bathroom||Second level||5' 7'' x 4' 8''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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