16 CARDINAL AVENUE Wiarton
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- Listed Since: January 17th 2020
ONE FLOOR LIVING!! Brick bungalow!! 4 season UPDATED solid brick home/cottage with 2 great size bedrooms, both with closets, large updated bath. Home has been tastefully renovated and decorated and is MOVE IN READY. Located on a stunning, manicured private lot located just a short walk to the shores of Lake Huron where you will see some of the best SUNSETS EVER! Detached shop with steel roof plus 2 more out buildings to store your tools/toys. Newer propane furnace, upgraded 200 amp service. Relax and unwind on the covered porch finished with low maintenance composite decking, + another deck off the back to catch the afternoon rays. If you are looking for 1 floor living in a great neighbourhood only a short drive from Wiarton and Sauble beach, look no further! (id:23309)
- Address: 16 CARDINAL AVENUE
- Location: OLIPHANT
- Ownership: FREEHOLD
- MLS: 240509
|Sitting room||Ground level||12' 9'' x 12'|
|Dining room||Ground level||15' 5'' x 15' 3''|
|Kitchen||Ground level||11' 7'' x 8' 4''|
|Family room||Ground level||17' 3'' x 11' 3''|
|Bedroom||Ground level||12' 9'' x 10' 10''|
|Master bedroom||Ground level||12' 9'' x 16' 8''|
|4pc Bathroom||Ground level||11' 8'' x 9' 9''|
|Utility room||Ground level||14' 11'' x 7' 8''|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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