39 HANSEN Drive Wiarton Ontario
Up to 30 photos available.
Home with dock on Berford Lake, Bruce Peninsula. Walk across the road to your dock and into your boat. Just 11 mins. to Wiarton. Enjoy the relaxing lifestyle of the 'Bruce'. Something for the entire family. Fish, boat, swim, snow m/c, atv, hike, bike. This 10 year old home shows like new. Main level has a large kitchen with lots of counter space & huge dining area. Living room with cathedral ceiling is separated from the family room by a 3 sided gas fireplace. There is also a laundry area and 2pc bath. The 2nd level has a huge 'loft-like' master with a private deck, 2nd bedroom and 4pc bath. Full unfinished basement, high ceilings, insulated and ready for your dream 'rec/pool/bar room', accommodation, or ?. Decks on 3 of 4 sides offer sun through most of the day. A large insulated garage with 100A service, 2 bedroom bunkie or lrg studio above & carport. A great place for your summer/winter toys 'and guests'. This is a very private property in the heart of South Bruce Peninsula. Call!
Wiarton -- Balanced Real Estate Market
Monthly Mortgage Payments at 2.34
Thinking about buying this home in Wiarton -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.