482464 COLPOY'S RANGE RD Wiarton Ontario
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Hobby Farm Opportunity! - Traditional style red brick farmhouse w/salt water pool, detached garage & bank barn, all situated on private 59.2 acres. This property delivers the perfect opportunity for that hobby farm you've always wanted! The picture perfect farmhouse offers 4 beds/3 baths & 3600 sq. ft. of living space, hardwood floors & ceramic tile throughout, large master suite w/5pc ensuite, beautiful country kitchen w/custom cabinets & quartz counters, a great room w/fireplace, full basement w/rec room & abundant storage and so much more. This property has a long list of noteworthy features!... Detached insulated garage w/in-floor radiant heat & steel roof, 50' x 80' bank barn in good shape w/dedicated well, and good height for horses, 40 acres workable/pasture, 15 acres Maple bush & a Salt Water Swimming Pool. Enjoy the privacy, peace & quiet! Bruce Trail closeby. Only 25min to Owen Sound & 10min to Wiarton. This home is well cared for and true pride of ownership is evident!
Wiarton -- Balanced Real Estate Market
|Recreational, Games room||Basement||11'4X9'8/GAMES ROOM|
|Great room||Main level||25'X19'8|
|Mud room||Main level||10'X5'7|
|Bath (# pieces 1-6)||Main level||8'6X6 3PC|
|Living room||Main level||19'X12'3|
|Laundry room||Main level||8'6X6'|
|Bath (# pieces 1-6)||Second level||7'9X7'3 4PC|
|Master bedroom||Second level||24'X11'8|
|Ensuite (# pieces 2-6)||Second level||11'9X7'10 5PC|
Monthly Mortgage Payments at 2.34
Thinking about buying this home in Wiarton -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.