774 MCNAUGHTON Street, Wiarton
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This home will knock your socks off and you will put your feet up. 4 bedroom gas heated bungalow with garage and beautiful rock gardens. Large partially finished basement includes snooker table and accessories. Woodstove in basement, pellet stove on main floor, forced gas heat and in-floor heating in bathroom. Jet tub and programmable bidet in bathroom. Large deck 14' x 28'. Storage building 18' x 10'.
- Address: 774 MCNAUGHTON STREET
- Nearest Town or City: Wiarton
- Ownership Type: Freehold
|Cold room||Lower level||7'9X10'3|
|Family room||Lower level||28'6X12'4|
|Recreational, Games room||Lower level||24'7X21|
|Laundry room||Main level||11'3X11|
|Bath (# pieces 1-6)||Main level||3'6X6 2PC|
|Bath (# pieces 1-6)||Main level||12'8X7'8 4PC|
|Living room||Main level||11X13|
Monthly Mortgage Payments
Thinking about buying 774 MCNAUGHTON Street -- lets calculate some payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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