271 CENTRE Street, Wingham
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- Listed Since: June 14th 2018
Stately Century home with old-world charm and modern conveniences This home offers a functional layout, large open kitchen, formal dining & sitting rooms, games room, m/f laundry and a back yard made for entertaining including in-ground pool. (id:23309)
- Address: 271 CENTRE STREET
- Location: WINGHAM
- Ownership: FREEHOLD
- MLS: 30665714
|Kitchen||Ground level||20' 5'' x 19' 0''|
|Den||Ground level||15' 0'' x 14' 0''|
|Laundry room||Ground level||12' 8'' x 6' 9''|
|Games room||Ground level||17' 7'' x 11' 7''|
|Dining room||Ground level||19' 10'' x 13' 0''|
|Living room||Ground level||17' 0'' x 14' 8''|
|2pc Bathroom||Ground level|
|Bedroom||Second level||11' 6'' x 12' 10''|
|Bedroom||Second level||18' 2'' x 9' 11''|
|Master bedroom||Second level||14' 6'' x 13' 2''|
|4pc Bathroom||Second level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
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- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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