72287 CLIFFSIDE DRIVE Zurich
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- Listed Since: January 7th 2020
Comfortably cozy by the lake! This charming 3 bedroom cottage comes complete, just pack an overnight bag. Natural wood burning fireplace for those cool fall evenings. Major shoreline protection recently completed, roof in the process of being re-shingled. Easy beach access just down the road or putting in your own stairs is an option. (id:23309)
- Address: 72287 CLIFFSIDE DRIVE
- Location: HURON
- Ownership: FREEHOLD
- MLS: 239263
|Kitchen/Dining room||Ground level||14' 0'' x 13' 0''|
|Living room||Ground level||17' 6'' x 13' 0''|
|Bedroom||Ground level||11' 9'' x 9' 1''|
|Bedroom||Ground level||9' 1'' x 7' 4''|
|Bedroom||Ground level||9' 1'' x 7' 1''|
|3pc Bathroom||Ground level|
Monthly Mortgage Payments
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- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
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