26 JAMES ST E Guelph

  • 26 JAMES ST E
  • 26 JAMES ST E
  • 26 JAMES ST E
  • 26 JAMES ST E
  • 26 JAMES ST E
  • 26 JAMES ST E
  • 26 JAMES ST E
  • 26 JAMES ST E
  • 26 JAMES ST E
  • 26 JAMES ST E
  • 26 JAMES ST E
  • 26 JAMES ST E
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Fully Renovated In 2022! 5 Beds (1 Up, 4 Down), 2 Four Piece Baths (1 Up, 1 Down), Main Floor Laundry. This Old University Area Home Is Perfect For Young Professionals Or Investors Who Want The Pride Of Owning A Piece Of History, But Don't Want A Lot Of Work To Do! The Lot Has Cozy Cottage Vibes Full Of Majestic Trees, Tucked Away At The End Of A Quiet Street And Features A Private Yard Backing Onto Greenspace That Goes All The Way To The River's Edge. Surrounded By Nature And Super-Friendly Neighbours, It Doesn't Take Long To Settle In Here! It's Just A Short Walk To Royal City Park, River Trails, The Boathouse, Goodness Me, Lcbo, Earth To Table Bread Bar, And Many Other Fine Restaurants And Stores, As Well As To The U Of G. Don't Miss Your Opportunity To Own This Beautiful Home In Guelph's Famed Old University Neighbourhood! (id:25417)

  • 5 Bedrooms
  • 2 Bathrooms
  • $3,290 / month (estimated mortgage)
  • Listing ID: X5672450
  • Listed On: JUNE 23RD 2022
  • Address: 26 JAMES ST E
  • Location: GUELPH
  • Postal Code: N1G 1E1

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Additional Details

  • Architectural Style: Bungalow
  • Amenities Nearby: Schools
  • Features: Cul-de-sac
  • Property Type: Single Family
  • Ownership Type: Freehold
  • Parking Spaces: 3

Building Details

  • Architectural Style: Bungalow
  • BasementType: N/A (Finished)
  • Basement Development: Finished
  • Bedrooms Main Level: 5
  • Construction Style Attachment: Detached
  • Cooling: Central air conditioning
  • Exterior Finish: Concrete, Vinyl siding
  • Fireplace Present: False
  • Bathrooms (Total): 2
  • Heating: Forced air
  • Heating Fuel: Natural gas
  • Stories Total: 1
  • Type: House

Land Details

  • Amenities: Schools
  • Size Irregular: 65 FT
  • Surface Water: River/Stream

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Monthly Mortgage Payments

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  • Down Payment

The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.

  • Mortgage Insurance

Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.

  • Mortgage Rate

The rate of interest you will pay on the outstanding balance of your mortgage.

  • Mortgage Type

The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.

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