562 MOSLEY Street Wasaga Beach Ontario
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A Stunning, Low Maintenance Executive Town-home within Steps to Sandy Beach/ Georgian Bay. 2400 Sq.Ft with Several High end Finishes Throughout including; Hand-scraped Hardwood Flooring, Crown Moulding, Modern Lighting, Granite Counters in Kitchens/Bath & Laundry, Under Counter Lighting in Kitchen, All Stainless Steel Appliances & Large Pantry. Custom Cabinetry in Spacious Main Floor Laundry, Walk-in Tiled Showers, Stone Fireplace with Custom Built-ins, Walkout to Entertainers Deck off Dinette. Oversized Master Suite with Spacious 5PC Ensuite with Soaker Tub & Walk-in Shower. Walk-in closet, Skylight & Balcony with Partial View to Georgian Bay. Lower Level includes Access to Family-Room, 2nd Bedroom/Office/Gym with Inside Entry to Oversized Single Garage with Hot Tub Set up & More. Great Storage, Shows 10++. Fantastic Location, close to all Amenities. 2400 Sq.Ft is based on builders floor plans. Seller modified layout. See LB for Floor Plans
Wasaga Beach -- Seller’s Real Estate Market
Monthly Mortgage Payments at 2.34
Thinking about buying this home in Wasaga Beach -- lets calculate some mortgage payment options and see if purchasing this home can become a reality.
- Down Payment
The amount of money you pay up front to obtain a mortgage. The minimum down payment is 5% and for down payments of less than 20%, home buyers are required to purchase mortgage default insurance, commonly referred to as CMHC insurance.
- Mortgage Insurance
Mortgage default insurance, commonly referred to as CMHC insurance, protects the lender in the case the borrower defaults on the mortgage. Mortgage default insurance is required on all mortgages with down payments of less than 20%, which are known as high ratio mortgages. Mortgage default insurance is calculated as a percentage and is applied to your mortgage amount.
- Mortgage Rate
The rate of interest you will pay on the outstanding balance of your mortgage.
- Mortgage Type
The mortgage type includes the term of the mortgage, between 1 to 10 years and the rate type, variable or fixed. The mortgage term is the length of time you commit to the terms, conditions and mortgage rate. The mortgage rate type can be fixed for the duration of the term or variable, fluctuating with the prime rate. Fixed rates are most popular and represent 66% of all mortgages, according to the Canadian Association of Accredited Mortgage Professionals.
These mortgage estimates are provided by Sharon Vanderschot from Mortgage Alliance.